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What Is Healthcare Sharing?

Healthcare Costs Shared Through Community
Healthcare sharing allows members to help one another with eligible medical expenses through monthly contributions and shared support.
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Rooted in the Early Church

Healthcare sharing is not a new idea.
In the Book of Acts, we see believers caring for one another in practical ways:

“All the believers were together and had everything in common. They sold property and possessions to give to anyone who had need.”

— Acts 2:44–45

We are also reminded:

“Carry each other’s burdens, and in this way you will fulfill the law of Christ.”

— Galatians 6:2

GraceWell follows that same example today.
Members support one another through shared financial help, prayer, and encouragement.

What It Is — and How It's Different

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Healthcare Sharing is:
  • A membership program
  • Designed to work alongside Medicare
  • A not-for-profit model
  • Built on clear Guidelines
  • Members helping members

Each member contributes a monthly share amount.
Eligible medical expenses are shared according to the Guidelines.

Healthcare Sharing is not:
  • Insurance
  • A government program
  • Owned by shareholders
  • Driven by profit
  • Restricted to provider networks
  • Limited by pre-existing condition rules

GraceWell operates as a not-for-profit program designed to serve its members. Healthcare dollars stay focused on helping people — not generating returns for investors.

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How Does This Work With Medicare?

GraceWell is designed specifically for seniors enrolled in Medicare Parts A and B.

When Medicare does not fully pay an eligible medical expense, GraceWell members share the remaining amount according to the Guidelines.

 GraceWell does not replace Medicare. 

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A Simple Idea

People helping people through faith, clear Guidelines, and a community that cares.

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