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The GraceWell Experience

See how GraceWell works alongside Medicare —and what it means for you

Support Along the Way

Built for This Stage of Life

Clear and Predictable

 

How GraceWell Fits Alongside Medicare

Choosing healthcare support at this stage of life doesn’t have to be complicated.
Here’s a simple look at how GraceWell compares.
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Medicare Only
Insurance
GraceWell
Designed for seniors
Works alongside Medicare
__
Sometimes
Provider networks
No
Yes
No
Pre-existing condition restrictions
No
Often
No
Co-pays / co-shares
Yes
Yes
No
Clear annual responsibility
No
Varies
$1,000 PRA
Member participation required
No
No
Yes
People-first, not profit-driven
__
No
Yes
Medicare Alone

Medicare provides an important foundation for healthcare. It helps pay for many services, but some medical events may still leave members responsible for remaining amounts.

What to consider:

Out-of-pocket costs can vary

No additional support beyond Medicare

No shared approach to remaining expenses

Insurance

Some seniors choose insurance to supplement Medicare.

What to consider:

Provider networks and referrals

Co-pays, co-shares, and variable costs

Decisions driven by plan rules and pricing structures

Insurance can add structure, but often with added complexity.

GraceWell

GraceWell is a healthcare sharing program designed to compliment Medicare, not replace it.

What sets GraceWell apart:

No provider networks—see any Medicare provider

No co-share amounts or provider fees

No restrictions for pre-existing conditions

One simple $1,000 Primary Responsibility Amount per year

Healthcare dollars focused on people, not profit

Members participate in the sharing process

GraceWell is a good fit for seniors who value clarity, flexibility, and a people-first approach—and are comfortable being involved.

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Clear. Thoughtful. Responsible.

Which Option Is Right for You?

Insurance may be a better fit if you prefer a highly structured, transactional approach.

GraceWell is designed for those who want flexibility, clarity, and healthcare shaped around people—not processes.

No restrictions for pre-existing conditions

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